Critical Illnesses Covered
Here is a list of some of the Critical Illnesses that might be covered by your policy.
- Alzheimer's disease - resulting in permanent symptoms
- Angioplasty
- Aorta graft surgery - for disease
- Aplastic Anaemia
- Bacterial Meningitis
- Benign brain tumour - resulting in permanent symptoms
- Benign spinal cord tumour
- Blindness - permanent and irreversible
- Cancer - excluding less advanced cases
- Cardiomyopathy
- Coma - resulting in permanent symptoms
- Coronary artery by-pass grafts - with surgery to divide the breastbone
- Creutzfeldt-Jakob Disease (CJD)
- Crohn's disease - treated with surgical intestinal resection
- Deafness - permanent and irreversible
- Degenerative organic brain disease
- Dementia - resulting in permanent symptoms
- Emphysema
- Encephalitis - resulting in permanent symptoms
- Removal of an Eyeball
- Heart attack - of specified severity
- Heart valve replacement or repair - with surgery to divide the breastbone
- HIV infection - caught from a blood transfusion, a physical assault or at work in an eligible occupation
- Insulin dependent diabetes mellitus
- Intensive Care
- Kidney failure - requiring dialysis
- Liver failure
- Loss of hands or feet - permanent physical severance
- Loss of independent existence
- Loss of speech - permanent and irreversible
- Major organ transplant
- Mastectomy benefit for DCIS
- Motor neurone disease - resulting in permanent symptoms
- Multiple Sclerosis - with persisting symptoms
- Multiple System Atrophy
- Open heart surgery
- Paralysis of limbs - total and irreversible
- Parkinson's disease - resulting in permanent symptoms
- Pneumonectomy
- Primary Pulmonary Hypertension - of specified severity
- Progressive supranuclear palsy
- Low Grade Prostatectomy
- Pulmonary Artery Surgery
- Respiratory failure
- Rheumatoid arthritis
- Severe crohn's disease - with persisting symptoms
- Severe lung disease
- Stroke - resulting in permanent symptoms
- Systemic Lupus Erythematosus
- Terminal illness
- Third degree burns - covering 20% of the body's surface area
- Traumatic head injury - resulting in permanent symptoms
- Ulcerative colitis
Insurance Companies
These are a range of the insurance companies available.